Madison Method · Payment Intelligence

Your Real Monthly Payment

Search by what you’ll actually pay — not what portals want you to believe.

Your Real Monthly Payment
$3,919/mo
P&I $2,927 · Tax $547 · Ins $166 · MI $279
5.500% · FHA · 30-yr fixed · 3.5% down
For demonstration purposes only — rates vary by borrower & credit profile.
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Rate transparency: Calculations use system-configured rates FHA 5.5%, Conv 6.875%, VA 6.125% as of 2026-05-03 · LoanSifter wholesale pricing · FICO 720+ · 30yr fixed. Shared pages always render from the same source — there are no client-side fallbacks.